:root {
  --navy: #0B1D3A;
  --navy-light: #132B52;
  --navy-mid: #1A3660;
  --gold: #C8962E;
  --gold-light: #E8B94A;
  --gold-pale: #FFF8EB;
  --cream: #FAF7F2;
  --white: #FFFFFF;
  --text: #1A1A2E;
  --text-light: #5A5A72;
  --text-muted: #8888A0;
  --border: #E8E6E1;
  --font-display: 'DM Serif Display', Georgia, serif;
  --font-body: 'DM Sans', -apple-system, BlinkMacSystemFont, sans-serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { font-size: 16px; scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

/* NAV */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  background: rgba(11, 29, 58, 0.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(200, 150, 46, 0.15);
}

.nav-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 1rem 2rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.nav-brand {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.nav-brand-link {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  text-decoration: none;
}

.nav-logo {
  font-family: var(--font-display);
  font-size: 1.5rem;
  color: var(--gold);
  letter-spacing: 0.05em;
}

.nav-name {
  font-size: 0.9rem;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.7);
  letter-spacing: 0.02em;
}

.nav-phone {
  color: var(--white);
  font-weight: 600;
  font-size: 1rem;
  letter-spacing: 0.03em;
  text-decoration: none;
}

.nav-cta {
  background: var(--gold);
  color: var(--navy) !important;
  padding: 0.5rem 1.25rem;
  border-radius: 6px;
  font-weight: 700;
  transition: background 0.2s ease;
}

.nav-cta:hover { background: var(--gold-light); }

/* BUTTONS */
.btn-primary {
  display: inline-block;
  background: var(--gold);
  color: var(--navy);
  font-weight: 700;
  font-size: 1.05rem;
  padding: 0.9rem 2rem;
  border-radius: 8px;
  text-decoration: none;
  transition: background 0.2s ease, transform 0.1s ease;
  letter-spacing: 0.01em;
}

.btn-primary:hover {
  background: var(--gold-light);
  transform: translateY(-1px);
}

.btn-secondary {
  display: inline-block;
  background: transparent;
  color: rgba(255,255,255,0.85);
  font-weight: 600;
  font-size: 1rem;
  padding: 0.9rem 2rem;
  border-radius: 8px;
  border: 1px solid rgba(255,255,255,0.25);
  text-decoration: none;
  transition: border-color 0.2s ease, color 0.2s ease;
}

.btn-secondary:hover {
  border-color: rgba(255,255,255,0.6);
  color: var(--white);
}

/* HERO */
.hero {
  position: relative;
  min-height: 90vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--navy);
  padding-top: 4rem;
}

.hero-bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 70% 30%, rgba(200, 150, 46, 0.08) 0%, transparent 60%),
    radial-gradient(ellipse 60% 80% at 20% 80%, rgba(200, 150, 46, 0.05) 0%, transparent 50%),
    linear-gradient(180deg, var(--navy) 0%, var(--navy-light) 100%);
}

.hero-content {
  position: relative;
  max-width: 1200px;
  margin: 0 auto;
  padding: 6rem 2rem 5rem;
}

.hero-label {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.5rem;
  padding: 0.4rem 1rem;
  border: 1px solid rgba(200, 150, 46, 0.3);
  border-radius: 2rem;
}

.hero-title {
  font-family: var(--font-display);
  font-size: clamp(2.5rem, 5.5vw, 4.5rem);
  color: var(--white);
  line-height: 1.1;
  margin-bottom: 1.5rem;
  max-width: 700px;
}

.hero-sub {
  font-size: 1.15rem;
  color: rgba(255, 255, 255, 0.65);
  max-width: 560px;
  line-height: 1.7;
  margin-bottom: 2.5rem;
}

.hero-actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
  margin-bottom: 3rem;
}

.hero-stats {
  display: flex;
  align-items: center;
  gap: 2rem;
  padding: 2rem 0;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.stat { text-align: center; }

.stat-number {
  display: block;
  font-family: var(--font-display);
  font-size: 2.5rem;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 0.3rem;
}

.stat-label {
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(255, 255, 255, 0.45);
}

.stat-divider {
  width: 1px;
  height: 3rem;
  background: rgba(255, 255, 255, 0.1);
}

/* State hero — no full-height, more compact */
.state-hero {
  min-height: 55vh;
}

/* TRUST BAR */
.trust {
  background: var(--gold-pale);
  border-bottom: 1px solid var(--border);
}

.trust-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 1.5rem 2rem;
  display: flex;
  justify-content: center;
  gap: 3rem;
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 0.6rem;
}

.trust-icon {
  font-size: 1.2rem;
  color: var(--gold);
}

.trust-item p {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--navy);
  letter-spacing: 0.02em;
}

/* SECTIONS SHARED */
.section-label {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.75rem;
}

.section-label.light {
  color: var(--gold-light);
}

/* SERVICES */
.services {
  padding: 6rem 2rem;
  background: var(--white);
}

.services-inner {
  max-width: 1200px;
  margin: 0 auto;
}

.services-header {
  max-width: 620px;
  margin-bottom: 3.5rem;
}

.services-header h2 {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3.5vw, 2.5rem);
  color: var(--navy);
  line-height: 1.2;
  margin-bottom: 1rem;
}

.section-desc {
  font-size: 1.05rem;
  color: var(--text-light);
  line-height: 1.7;
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
}

.service-card {
  padding: 2.5rem;
  background: var(--cream);
  border-radius: 12px;
  border: 1px solid var(--border);
  transition: box-shadow 0.3s ease;
}

.service-card:hover {
  box-shadow: 0 8px 30px rgba(11, 29, 58, 0.06);
}

.service-icon {
  font-size: 1.8rem;
  margin-bottom: 1rem;
  color: var(--gold);
}

.service-card h3 {
  font-family: var(--font-display);
  font-size: 1.3rem;
  color: var(--navy);
  margin-bottom: 0.75rem;
}

.service-card p {
  font-size: 0.95rem;
  color: var(--text-light);
  line-height: 1.7;
}

/* STATES */
.states {
  padding: 6rem 2rem;
  background: var(--navy);
  text-align: center;
}

.states-inner {
  max-width: 900px;
  margin: 0 auto;
}

.states-title {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3.5vw, 2.5rem);
  color: var(--white);
  margin-bottom: 0.75rem;
}

.states-desc {
  font-size: 1.05rem;
  color: rgba(255, 255, 255, 0.5);
  margin-bottom: 2.5rem;
}

.states-grid {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.75rem;
  margin-bottom: 2.5rem;
}

.state-tag {
  display: inline-block;
  padding: 0.6rem 1.4rem;
  background: rgba(200, 150, 46, 0.1);
  border: 1px solid rgba(200, 150, 46, 0.25);
  border-radius: 6px;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--gold-light);
  letter-spacing: 0.02em;
  text-decoration: none;
  transition: background 0.2s ease, border-color 0.2s ease;
}

.state-tag:hover {
  background: rgba(200, 150, 46, 0.2);
  border-color: rgba(200, 150, 46, 0.5);
  color: var(--white);
}

.states-hq {
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.35);
  font-style: italic;
}

/* WHY */
.why {
  padding: 6rem 2rem;
  background: var(--cream);
}

.why-inner {
  max-width: 1200px;
  margin: 0 auto;
}

.why-header {
  margin-bottom: 3.5rem;
}

.why-header h2 {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3.5vw, 2.5rem);
  color: var(--navy);
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 2rem;
}

.why-card {
  padding: 2rem;
}

.why-number {
  font-family: var(--font-display);
  font-size: 2.5rem;
  color: rgba(200, 150, 46, 0.25);
  line-height: 1;
  display: block;
  margin-bottom: 0.75rem;
}

.why-card h3 {
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 0.5rem;
}

.why-card p {
  font-size: 0.95rem;
  color: var(--text-light);
  line-height: 1.7;
}

/* CONTACT FORM */
.contact {
  padding: 6rem 2rem;
  background: var(--white);
}

.contact-inner {
  max-width: 1100px;
  margin: 0 auto;
}

.contact-header {
  max-width: 620px;
  margin-bottom: 3rem;
}

.contact-header h2 {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3.5vw, 2.5rem);
  color: var(--navy);
  margin-bottom: 0.75rem;
  line-height: 1.2;
}

.contact-layout {
  display: grid;
  grid-template-columns: 1fr 340px;
  gap: 3rem;
  align-items: start;
}

.contact-form-wrap {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 2.5rem;
  box-shadow: 0 4px 24px rgba(11,29,58,0.05);
}

.contact-form {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.form-group label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--navy);
  letter-spacing: 0.02em;
}

.form-group input,
.form-group select {
  padding: 0.75rem 1rem;
  border: 1.5px solid var(--border);
  border-radius: 8px;
  font-family: var(--font-body);
  font-size: 1rem;
  color: var(--text);
  background: var(--white);
  transition: border-color 0.2s ease;
  appearance: auto;
}

.form-group input:focus,
.form-group select:focus {
  outline: none;
  border-color: var(--gold);
}

.btn-form-submit {
  display: block;
  width: 100%;
  background: var(--gold);
  color: var(--navy);
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 1.05rem;
  padding: 0.9rem 1.5rem;
  border: none;
  border-radius: 8px;
  cursor: pointer;
  transition: background 0.2s ease, transform 0.1s ease;
  margin-top: 0.5rem;
}

.btn-form-submit:hover {
  background: var(--gold-light);
  transform: translateY(-1px);
}

.btn-form-submit:disabled {
  opacity: 0.6;
  cursor: not-allowed;
  transform: none;
}

.form-disclaimer {
  font-size: 0.78rem;
  color: var(--text-muted);
  text-align: center;
  margin-top: 0.25rem;
}

.form-success {
  text-align: center;
  padding: 2rem;
}

.success-icon {
  width: 56px;
  height: 56px;
  background: var(--gold);
  color: var(--navy);
  font-size: 1.5rem;
  font-weight: 700;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.25rem;
}

.form-success h3 {
  font-family: var(--font-display);
  font-size: 1.6rem;
  color: var(--navy);
  margin-bottom: 0.5rem;
}

.form-success p {
  color: var(--text-light);
  margin-bottom: 0.5rem;
}

.success-phone a {
  color: var(--gold);
  font-weight: 600;
  text-decoration: none;
}

.contact-aside {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  padding-top: 0.5rem;
}

.aside-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
}

.aside-icon {
  font-size: 1.4rem;
  flex-shrink: 0;
  margin-top: 0.1rem;
}

.aside-item strong {
  display: block;
  font-size: 0.8rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--text-muted);
  margin-bottom: 0.2rem;
}

.aside-phone {
  font-family: var(--font-display);
  font-size: 1.4rem;
  color: var(--navy);
  text-decoration: none;
  display: block;
}

.aside-phone:hover { color: var(--gold); }

.aside-email {
  font-size: 0.95rem;
  color: var(--gold);
  text-decoration: none;
  word-break: break-all;
}

.aside-email:hover { text-decoration: underline; }

.aside-item span {
  font-size: 0.95rem;
  color: var(--text-light);
}

.aside-trust {
  background: var(--cream);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 1rem 1.25rem;
}

.aside-trust p {
  font-size: 0.85rem;
  color: var(--text-light);
  line-height: 1.5;
}

/* CLOSING */
.closing {
  padding: 6rem 2rem;
  background: var(--white);
  text-align: center;
  border-top: 1px solid var(--border);
}

.closing-inner {
  max-width: 700px;
  margin: 0 auto;
}

.closing-title {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3.5vw, 2.5rem);
  color: var(--navy);
  margin-bottom: 1.25rem;
}

.closing-text {
  font-size: 1.05rem;
  color: var(--text-light);
  line-height: 1.8;
  margin-bottom: 2.5rem;
}

.closing-contact {
  margin-bottom: 1.5rem;
}

.closing-phone {
  font-family: var(--font-display);
  font-size: 2rem;
  color: var(--navy);
  margin-bottom: 0.4rem;
}

.closing-email {
  font-size: 1rem;
  color: var(--gold);
}

.closing-note {
  font-size: 0.85rem;
  color: var(--text-muted);
}

/* FOOTER */
.footer {
  background: var(--navy);
  padding: 3rem 2rem;
  text-align: center;
}

.footer-inner {
  max-width: 800px;
  margin: 0 auto;
}

.footer-brand {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  margin-bottom: 1.25rem;
}

.footer-logo {
  font-family: var(--font-display);
  font-size: 1.25rem;
  color: var(--gold);
}

.footer-name {
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.5);
}

.footer-legal {
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.3);
  line-height: 1.6;
  margin-bottom: 0.75rem;
}

.footer-copy {
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.2);
}

/* RESPONSIVE */
@media (max-width: 900px) {
  .contact-layout { grid-template-columns: 1fr; }
  .contact-aside { order: -1; flex-direction: row; flex-wrap: wrap; gap: 1rem; }
  .aside-item { flex: 1 1 180px; }
}

@media (max-width: 768px) {
  .nav-inner { padding: 0.85rem 1.25rem; }
  .nav-name { display: none; }
  .hero-content { padding: 5rem 1.25rem 3.5rem; }
  .hero-stats { flex-direction: column; gap: 1.5rem; }
  .hero-actions { flex-direction: column; }
  .hero-actions .btn-primary, .hero-actions .btn-secondary { text-align: center; }
  .stat-divider { width: 3rem; height: 1px; }
  .trust-inner { flex-direction: column; align-items: center; gap: 1rem; padding: 1.5rem 1.25rem; }
  .services { padding: 4rem 1.25rem; }
  .services-grid { grid-template-columns: 1fr; }
  .service-card { padding: 2rem 1.5rem; }
  .states { padding: 4rem 1.25rem; }
  .why { padding: 4rem 1.25rem; }
  .why-grid { grid-template-columns: 1fr; gap: 1rem; }
  .closing { padding: 4rem 1.25rem; }
  .closing-phone { font-size: 1.6rem; }
  .footer { padding: 2.5rem 1.25rem; }
  .contact { padding: 4rem 1.25rem; }
  .contact-form-wrap { padding: 1.75rem 1.25rem; }
}

@media (max-width: 480px) {
  .hero-title { font-size: 2rem; }
  .hero-sub { font-size: 1rem; }
  .states-grid { gap: 0.5rem; }
  .state-tag { padding: 0.5rem 1rem; font-size: 0.8rem; }
}